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House keys and a calculator ready for a clear home-sale estimate
Walk-away calculator

See exactly what you'd actually net.

Agents show list price. We show walk-away. Commissions, closing costs, repairs, carrying costs, it all adds up.

See my numbers
Walk-away calculator

See exactly what you'd actually net.

Agents show you list price. We show you walk-away. Commissions, closing costs, repairs, carrying costs, it all adds up. Know the real number before you decide anything.

Your Property
$50,000$1,000,000
$0$268,000
Property Condition
Two Paths · Real Numbers
Cash Offer Path
Cash Offer to Seller$179,600
Less: Mortgage Payoff−$142,000
Seller Walk-Away
$37,600
Close in as little as 7–14 days. No repairs, no showings, no fees.
List With Agent
List Price$268,000
Agent Commission (5.5%)−$14,740
Closing Costs (2%)−$5,360
Repairs$0
Carrying Costs (~60d)−$2,668
Mortgage Payoff−$142,000
Seller Walk-Away
$103,232
Typically 45–75 days to close, with showings and uncertainty.
The Trade-Off
Listing nets about $65,632 more, but takes 60+ days and carries closing risk. The cash path is faster and certain.
What eats your equity

The four costs sellers underestimate.

The list price is the headline. The walk-away is what hits your bank account.

5–6% of sale price

Agent commissions

Split between listing and buyer's agents. On a $400k home, that's $20k–$24k off the top.

$5k–$25k typical

Repairs & prep

Paint, flooring, roof, HVAC. Inspectors find things buyers ask you to fix, or they walk.

$2k–$8k / month

Carrying costs

Mortgage, taxes, insurance, utilities, HOA. The longer it sits, the more you pay.

1–3% of price

Closing costs

Title insurance, transfer taxes, attorney, escrow. Often overlooked until settlement.

Want your real numbers, not estimates?

The calculator uses ranges. Aria uses your actual address, comps, and equity to build a real cash offer and listing projection, in five minutes.

Get my real numbers How it works